6 Helpful Financial Resolutions for 2017

February 1, 2017, by W. Ron Adams

The holidays pass in a blur of excitement and enthusiasm, and before we know it, we return to the daily habits and practices that generated a desire for change in the first place. If you finally decide to make 2017 the year you take control of your finances, it’s time to lay the groundwork for […]

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The Statute of Limitations on Car Accidents in Kentucky

January 26, 2017, by W. Ron Adams

Most people understand how important it is to seek legal advice after being involved in a car accident. Many Personal Injury claims in the Northern Kentucky area arise from injuries received in automobile and motorcycle accidents. A statute of limitations is a law passed by the legislature that puts a time limit on when a […]

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The Effects of Bankruptcy & Divorce

August 10, 2016, by W. Ron Adams

Unfortunately for most people, when they consider filing for divorce there is usually financial stress lurking, so they also consider filing for Bankruptcy. Trying to figure out which should be filed first, and how they affect each other can be a little confusing, and there are many factors to consider before making a decision.   […]

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What are the Pros & Cons of Filing Chapter 7 Bankruptcy?

April 13, 2016, by W. Ron Adams

When harassing creditors seem to overwhelm your daily routine, and you find yourself struggling to make ends meet, it may be time to consider filing for bankruptcy. Chapter 7 Bankruptcy is a petition that asks the court to erase your debts and give you a fresh start. It is a straightforward process that wipes the […]

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What are the Pros & Cons of Filing Chapter 13 Bankruptcy?

April 12, 2016, by W. Ron Adams

Making the decision to file Chapter 13 bankruptcy is one of the most difficult decisions you will make. Although the decision may be challenging, sometimes filing Chapter 13 bankruptcy with a bankruptcy lawyer in Northern Kentucky is the best option for you. The advantages of filing Chapter 13 far outweigh the disadvantages. One of the […]

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The Benefits of Using a Social Security Disability Attorney

January 26, 2016, by W. Ron Adams

Applying for Social Security Disability can be overwhelming. While most applicants are denied on their first attempt, hiring an attorney can greatly increase your chances of receiving disability benefits. While you are not required to have representation, an experienced disability attorney will walk through the process with you, and advise you every step of the […]

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How to file for Social Security Disability

December 18, 2015, by W. Ron Adams

If you find yourself in a situation where you need to apply for Social Security Disability, but the thought of doing so seems too stressful or overwhelming, here is an easy step-by-step guide you can follow to help you get started. Before you apply, make sure that your work history consists of jobs covered by […]

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The Benefits of Using a Divorce Attorney

November 1, 2015, by W. Ron Adams

A married couple makes the mutual decision to divorce, they may overlook the benefits of a divorce attorney. They may believe legal help is only for couples who intend to fight over property, child support, visitation, and the reasons behind the divorce. While individuals in contentious divorces do require legal help, divorce attorneys can help […]

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Our Tips to Avoiding Bankruptcy

October 27, 2015, by W. Ron Adams

Although bankruptcy is sometimes unavoidable, it’s best to take control of your financial matters early on and create a plan long before the situation becomes dire. Intuit has a great 3 Step Financial Plan you can read here.   A Penny Saved Is a Penny Earned The best way to avoid debt is to save […]

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How Wage Garnishment Works

October 20, 2015, by W. Ron Adams

If your wages have been garnished, you may be required to pay creditors 25% of your wages, according to the law of Kentucky. This is known as wage garnishment, which is a legal recovery method that creditors can use to collect on a debt that they are owed. Once a garnishment is issued, it is […]

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