"The highest compliment I can receive is the referral of a friend or family member"

  • austin

    “Excellent experience! I did not imagine the process going as smooth as it did. I am very happy!”

    – Austin

  • testimonial

    “My wife and I met Ron many years ago. As our attorney we have felt confident enough to refer over 10 of our closest relatives.”

    – Bill

  • “It was many years ago when I first was forced into needing a lawyer. Ron was kind and treated me with respect as he fixed my legal problems.”

    – Teresa

W. Ron Adams Law

Bankruptcy Debt Relief, Social Security/Disability, Auto Accidents, Uncontested Divorce, Wills, Probate & Estate Planning in Northern Kentucky

Welcome to the law office of W. Ron Adams. Since 1987, Ron and his entire team of dedicated professionals have been deeply committed to one thing; focusing on each individual client relationship as their single most important priority.

Ranked as a leader in Northern Kentucky in bankruptcy debt relief, W. Ron Adams Law is also recognized for its' proficiency in social security/disability, auto accidents, wills, probate, estate planning and uncontested divorce.

Schedule your first free consultation. We'll show you how refreshing and different a law office can be.

Read More

Court Affiliations


Legal Services

Free Consultation
(in person or over the phone)

Affordable Payment Plans
Since 1987

Serving The People of Northern Kentucky
Learn more about what we can do for you.

Call W. Ron Adams Law today

Bankruptcy Debt Relief


* Foreclosure
* Garnishment
* Bill Collectors
* Phone Harassment

At Risk

* House
* Vehicles
* Personal Property


how do I start



We help people file for bankruptcy relief under the Federal Bankruptcy Code.

Bankruptcy Attorney in Northern Kentucky

Serving Northern Kentucky Since 1987 – Call (859)727-1000

The Northern Kentucky area law firm of W. Ron Adams, will firmly protect your rights, and passionately represent you through the complexities of the entire bankruptcy process. Our bankruptcy firm has assisted people just like you with more than 7,000 bankruptcies. Our extensive knowledge and experience are what sets us apart. 


Our Experience Includes:

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Foreclosure Defense
  • Wage Garnishment
  • Creditor Harassment

W. Ron Adams Law serves all of Northern Kentucky. Our legal team is dedicated to providing positive results that exceed our clients' expectations. We take the steps necessary to ensure the process of filing bankruptcy is swift and painless.


Personalized Bankruptcy Services in Northern KY

The Northern Kentucky bankruptcy attorney, W. Ron Adams, has successfully handled thousands of Chapter 7 and Chapter 13 bankruptcy cases. Whether you are in need of personal or business representation, choosing W. Ron Adams Law is a wise decision. We believe in giving every client personal attention and most importantly, respect.

While we aim to serve you with our experience and in-depth knowledge, we make it a priority to add a human touch by combining compassion with our legal services. We take as much time as we need to achieve the best results for each of our clients.


Why Choose W. Ron Adams Law?

We are committed to making legal services available to everyone in Northern Kentucky in need of our help. Our firm knows how to handle all types of financial issues, especially the treatment of your debts during bankruptcy. We understand the thought of bankruptcy can be stressful, and that is why we do everything possible to ensure you are comfortable and stress-free.


Benefits to Working with W. Ron Adams Law Include:

  • 29+ Years of Experience
  • Personal Attentiveness
  • Extensive Knowledge of the Laws
  • Devotion to Our Clients
  • Excellent Results


How Does Bankruptcy Affect Your Credit?

As one of the leading attorneys in the state we deal with a large number of bankruptcy cases each month. One of the first questions we are typically asked is, “How will filing bankruptcy affect my credit score?”. The simple and straight forward answer is that the effect will greatly depend on how good your credit score is before filing, and which type of bankruptcy you decide to file for (Chapter 7 or Chapter 13).

If your debt-to-asset ratio is high then your credit is more than likely already negatively affected, and you won’t see as big of a dip. If your credit score is good before you file for bankruptcy then the drop will be much more noticeable.

Regardless, it is very important to remember that neglecting your debts until they get sent to collections will harm your credit score, and in most cases, result in a longer, more complicated recovery period.

We strive to help our clients achieve the best possible outcome. If you are ready to get back your financial freedom, the first step is to schedule a free consultation. We will explain everything you need to know and answer any questions that may arise along the way. When worse comes to worst, rest assured, we are here for you.


Free Initial Consultation

Your Name*

Your Email*


Contact Preference: Check all that apply

Briefly Describe Your Situation:

[recaptcha size:compact]


What Our Clients Are Saying

average rating

“We are VERY pleased with Ron Adams & the rest of the crew! When you’re at the point of No Solution, they will find one that works best for you!”

– Michael

average rating

“Professional, Honest, Wonderful, Caring and Compassionate Staff and Attorney. I would recommend Mr. Adams to all my Family and Friends.”

– Roxanne H.

Review Us


Contact Us

W. Ron Adams Law
488 Erlanger Rd
Erlanger, KY 41018

[email protected]
Phone: 859.727.1000
Fax: 859.727.4406

Our Location