In these uncertain times, financial storms are hitting more and more families in Kentucky. These financial difficulties include job loss, illness, divorce, or other unexpected emergencies. To find reprieve, some people turn to credit cards or divert money meant for secured debts. One poor financial decision leads to another and a never-ending cycle leaves them […]
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Are you considering bankruptcy? You must understand how filing bankruptcy may affect your finances. Will you be able to keep the funds you’ve saved for retirement? Typically, existing retirement savings are protected from bankruptcy. However, there are a few limits and exceptions. Based on your employer’s policies and which type of bankruptcy you file, bankruptcy
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What Life Is Like Post Bankruptcy? Important Tips If you wonder what your life will look like after bankruptcy, you have come to the right place. Filing for bankruptcy is similar to hitting the financial equivalent of rock bottom. Bankruptcy may wipe out your old debt, but it will stay on your credit report for
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How To Stop Bill Collectors – The Dos And Don’ts Perhaps it’s happened to you: you’re in a financial jam and bills are starting to pile up, or your paycheck just isn’t enough. Suddenly, you fall behind on your credit payments and are in debt. What can happen when you owe money but are not
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You have recently been involved in a civil court case, and your creditors have obtained a judgment lien against you. Since you are new to this, you do not understand what this means and what you could lose. When creditors come after you, they always come for the thing closest to you, and the majority
What To Do When A Judgment Liens Has Been Filed Against You In Kentucky Read More »
A financial downturn could occur for any number of reasons. If you follow economics at all, then you know that we have been in a “bull market” or a market on the rise for about ten years. Trends show that bull markets usually last about 8.5 years and are followed by a “bear market” or
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Bankruptcy. What is it & What are the Costs? The American dream is hallmarked by accomplishments like getting married, having and raising children, working a high-paying job, and living in an objectively nice house bordered by a white picket fence. Succeeding in life, however, almost always requires you to take risks that can effectively derail
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In today’s society, many people want the best things life has to offer. In many cases, people will overspend or even go into debt to get these luxuries. This is especially true during the holiday season when people max out their credit cards to buy things they simply can’t afford. Many people fail to analyze
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It is so easy to get what you want without waiting when you have a credit card. The higher the credit limit is on the card the better- right? Why wait for that new 60” television you have been wanting by saving when you can just pull out the plastic? The credit card companies dangle
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The holidays pass in a blur of excitement and enthusiasm, and before we know it, we return to the daily habits and practices that generated a desire for change in the first place. If you finally decide to make 2017 the year you take control of your finances, it’s time to lay the groundwork for
6 Helpful Financial Resolutions for 2017 Read More »
