bankruptcy attorney

Bankruptcy is often surrounded by many myths and misconceptions. Unfortunately, these myths about bankruptcy can deter individuals from considering it as a viable option for managing overwhelming debt.W. Ron Adams, an experienced bankruptcy attorney from Erlanger, KY, sheds light on these common myths, providing clarity and factual insight to help those in financial distress make […]

In times of economic uncertainty, many individuals and businesses face financial distress and sometimes bankruptcy is the only option to get finances back in order. However, navigating bankruptcy can seem daunting especially, without the right guidance. In Northern Kentucky, where local economies have been hit hard by fluctuating national trends, the expertise of a specialized

We all want to live long, healthy, and productive lives. Unfortunately, illness, injuries, and accidents can happen at any moment and cause devastating changes in our lives. One life-changing consequence of a disability is being unable to work and earn an income. That’s where disability benefits come in. These are monthly payments made to people

A car accident is a devastating event, whether it’s a minor or major crash. While you may still be in shock and nursing serious injuries, we can guarantee one thing will happen shortly after the accident, the insurance adjuster’s phone call. You need to know how to deal with the insurance adjuster to avoid saying

Bankruptcy is often considered as the last resort since it comes with far-reaching consequences. But even when it’s the best option to get finances back in order, many people hold back or avoid taking action because of the myths and misconceptions concerning bankruptcy. This results in people putting themselves through extended periods of unnecessary financial

It is estimated that one in every three Kentuckians struggles to pay for healthcare. Northern Kentucky has the second-highest number of people across the state who are unable to pay medical bills. For this reason, medical debt is one of the top reasons people file for bankruptcy in Northern Kentucky. If an injury or illness

The Bankruptcy Code allows individuals and businesses overwhelmed by debt the opportunity to start afresh by filing for bankruptcy. While it can offer financial relief, it’s not a decision to take lightly as it comes with far-reaching consequences. Many people may have considered bankruptcy as an option to handle their debts, but prefer to exhaust

Buying a house is a big goal for many people. But after filing for bankruptcy, people feel like their home ownership dreams have been shattered. But is it true that you can’t buy a house after bankruptcy? You’ll be surprised that while bankruptcy does complicate some matters, you can still achieve your dream of owning

In these uncertain times, financial storms are hitting more and more families in Kentucky. These financial difficulties include job loss, illness, divorce, or other unexpected emergencies.  To find reprieve, some people turn to credit cards or divert money meant for secured debts. One poor financial decision leads to another and a never-ending cycle leaves them

Are you considering bankruptcy? You must understand how filing bankruptcy may affect your finances. Will you be able to keep the funds you’ve saved for retirement? Typically, existing retirement savings are protected from bankruptcy. However, there are a few limits and exceptions. Based on your employer’s policies and which type of bankruptcy you file, bankruptcy